Why Have a Consultation?

• New Medicare candidates are in a critical and vulnerable position as they approach retirement age and are inundated with stacks of material in the months prior to their 65th birthday. We explain the different parts to Medicare, a recipient's rights and options relating to the Medicare Program.
• Existing Medicare Beneficiaries are also inundated with information during the Annual Enrollment Period which causes so much confusion.
• The option of making a future change in a Medicare related insurance product reduces dramatically after the beneficiary is outside of their initial Medicare Enrollment Period.

  The average retiree doesn't realize that their initial decision could determine their health insurance for the remainder of their life dependent upon their past and future health.

  A good decision could save someone thousands of dollars and a bad decision could cost them thousands. Education regarding Medicare is a powerful and necessary tool for anyone to make the best personal choice.

   

  Our intent is to empower anyone with the knowledge they need to make an educated and wise decision.

   

  Agent Bio: Christine Itami has more than 27 years experience in the industry and has access to all of the major insurance companies to provide a wide variety of selections based on your needs. With extensive Insurance background in the Property and Casualty Industry, she owned her own agency with two leading Insurance Companies. While helping her Mother with her Medicare coverage years ago, she discovered her mother did not understand anything about Medicare, how it worked or how it functioned for her. Christine recognized that this was a common theme in others and realized the need for this service. Now she is an Advisor, helping seniors transition into Medicare with ease with the proper education to support their decisions.